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Neeraj Verma has provided this as a Free Service. Neeraj Verma, shall NOT BE LIABLE for any incidental, indirect, consequential or special damages, including loss of revenue or income, pain and suffering, emotional distress that result from the use of, or the inability to use, the materials and services of this site. In no event shall the collective liability of the company to any party (regardless of the form of action, whether in contract, tort or otherwise) exceed the amount paid by you.